This Policy does not govern the activities of any third party. It covers information collected and received from or through our websites and associated applications, including mobile apps, as well as other sources such as social media.
Collection & use, in brief
We collect and use personally identifying information that you provide to us in the course of seeking offerings or information from us. This may include your name, address, e-mail address, contact information, and information about a property you seek to sell.
We use this information for our business purposes, including to contact you, evaluate and value any property you seek to finance, and formulate proposed transactions. BP Fast Lending or its representatives may send you communications, contact you about changes to our Terms of Use, and provide transaction-related information. We may also communicate with you via text, including communications concerning our representatives, and monitor your compliance with our Terms of Use. We may also provide you with offers based on the information we collect, including your location.
Collection & use of personal information
Your personally identifying information will not be shared with any third party, with the following exceptions:
- Information that BP Fast Lending in good faith determines is legally required to be revealed by any relevant statute, regulation, ordinance, rule, administrative or court order, decree, or subpoena.
- Information revealed during the course of BP Fast Lending's enforcement of its policies and procedures, its Terms of Use, the terms of this Policy, the Online User Agreement, or any other agreement with us, or during the course of any disciplinary actions.
- Information disclosed in a manner expressly permitted by the provisions of this Policy.
- Information that BP Fast Lending in good faith determines must be disclosed to correct what it believes to be false or misleading information, or to address activities it believes to be manipulative, deceptive, or otherwise a violation of law.
- Information disclosed unless you are otherwise notified at the time we collect the data.
Nonpublic Personal Information is nonpublic information about you obtained by BP Fast Lending from you. We and our advertisers may collect this information from the online forms you complete, from your transactions with us, our advertisers, or others, and from consumer reporting agencies. We will not disclose any Nonpublic Personal Information except as permitted or required by law or as described in this Policy. We may disclose it, along with other information described in this Policy, to affiliates who offer related goods and services, and to nonaffiliated third parties that perform services on our behalf, including marketing services, or financial institutions with whom we have joint marketing agreements.
We may also use information we collect to, at your election, provide you with information and advertisements about goods and services we believe may be of interest to you.
You may provide us with testimonials about your experience with us, including a picture of yourself, and with feedback about our services. We may use this information to enhance our services and for public-facing marketing purposes, such as online or public display of your testimonial, feedback, or picture. We may also incorporate information you provide through messages, e-mails, or other means, though not your personally identifying information, into our materials or offerings.
SMS messaging & data
BP Fast Lending may send promotional and transactional text messages to users who opt in via our website forms. These messages may include information about loan products, real estate financing offers, and account-related updates.
When you opt in to receive SMS messages from BP Fast Lending, we collect your mobile phone number and your consent record. This information is used solely to deliver the messages you agreed to receive.
BP Fast Lending does not sell, share, or disclose SMS opt-in data or consent records to any third parties, affiliates, or non-affiliates for marketing or any other purposes. All categories of personal information described in this Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the text message services used to operate our SMS program.
You may opt out of SMS messages at any time by replying STOP to any message you receive from us. Reply HELP for assistance, or contact us at Paolo@bpfastlending.com or 404-782-1545. Message and data rates may apply. Message frequency varies. Carriers are not liable for delayed or undelivered messages.
Accessing the websites & information collection
When you access the websites without actively providing any personal information, we collect limited technical information, such as your IP address. We also use cookies, as described below. Records of your use of our websites are the sole property of BP Fast Lending. We reserve the right to use such information for our marketing, franchising, and membership endeavors.
Cookies
Like most major websites, we use cookies (text files placed on your hard drive by a web server) to help personalize and maximize your experience and time online. Cookies are not used to run programs or deliver viruses to your computer. They are uniquely assigned to your computer and can only be read by a web server in the domain that issued the cookie to you. We use cookies to improve the websites and to facilitate your use of them.
Location-based services
To provide location-based services, it may be necessary to collect, use, and share precise location data, including the real-time geographic location of your computer or device. Where available, these services may use GPS, Bluetooth, your IP address, crowd-sourced Wi-Fi hotspot and cell tower locations, and other technologies to determine your device's location. Unless you provide consent, location data is collected anonymously, in a form that does not personally identify you, and is used to provide location-based services.
For example, your device may share its geographic location with a service that selects and displays properties relative to your device's location. Some location-based services may require your personal information in order to be provided.
Links to other sites
The websites contain links to other websites. BP Fast Lending is not responsible for the privacy practices of sites other than our own. We encourage you to be aware of the privacy statements on other websites and to read those statements.
Third-party data collection & online tracking
We use service providers such as Google Analytics to help us understand and improve the usage of the websites and the effectiveness of our marketing efforts. We, Google Analytics, and our other analytics providers may use cookies, your IP address, or an anonymous identifier, together with other non-personal information about your visits to our websites and other websites, so that we or third parties may improve the websites and provide you with advertisements about goods and services of interest to you, including through search engine results pages, and to provide analytical information about our websites. This information may include page views, visit times, app store views and downloads, user engagement, active devices and location, app metrics, and behavior metrics.
Various browsers offer a "Do Not Track" (DNT) option. BP Fast Lending does not track your activity beyond what is described in this Policy, and we do not currently respond to browsers' DNT signals on the websites. We do not permit our third-party service providers to collect information from the websites for other websites or for their own purposes beyond what is described here.
Children's privacy
We are committed to complying with all applicable laws and regulations regarding the collection, storage, and use of personal information of minors under the age of 18, including the Children's Online Privacy Protection Act of 1998.
We do not knowingly collect or solicit personal information from children under 18, and individuals under 18 are not permitted to use the websites without the supervision of a parent or legal guardian. We do not knowingly allow anyone under 18 to register for an online account or place orders or provide personal information through the websites. If we learn that someone under 18 has provided personal information through the websites, we will remove and permanently delete that information as soon as reasonably possible.
If you are a parent or guardian and believe your minor has submitted personal information to us without your consent, please contact us using the information below. Once we verify you are the parent or legal guardian, we will cooperate with you to discuss what, if any, personal information we have collected about your child and how it may have been shared or used.
Changes to this policy
BP Fast Lending reserves the right to change this Privacy Policy at any time. Notification of changes will be posted on the websites. Because these changes may affect your personal information, we suggest you check for updates regularly and review changes as soon as they are published.
Disclosures for compliance with law
Notwithstanding this Privacy Policy or the Online User Agreement, information may be and will be disclosed as needed to comply with law, respond to facially valid process or subpoena, stop or mitigate illegal activity or potential harm, protect the security of information, and protect against fraud.
Maintenance of information collected
We may maintain the information we collect indefinitely, or delete it at any time, in our sole discretion.
Security
We employ reasonable security methods to prevent unauthorized access, maintain data accuracy, and ensure the correct use of your information, including organizational, technical, and administrative measures designed to protect it against unauthorized access, loss, alteration, or misuse. However, no data transmission over the internet or any wireless network can be guaranteed perfectly secure. While we work to protect your information, we cannot ensure or guarantee the security of any information you transmit to us, and you do so at your own risk.
Jurisdiction-specific provisions
This Policy is intended to comply with all legal requirements, including those of any jurisdiction with unique laws regarding the collection and use of personal data. If you reside in such a jurisdiction, this Policy is deemed amended as appropriate to comply with those laws.
Contacting us & correcting your information
Please contact us with any questions, including questions about the correctness of the information we collect and maintain. We strive to assure the correctness of the information we maintain, and if the information we have about you is inaccurate, we will correct it as promptly as possible. To reach us:
- E-mail corrections to Paolo@bpfastlending.com
- Mail us at 1025 Rose Creek Drive Ste 620-264, Woodstock, GA 30189
Social media & third-party applications
The collection and use of information on social media websites and applications are governed by their own privacy policies and terms. Any information you post on or through our pages on Facebook, Twitter, Google+, or other social media channels is subject to the policies and practices of that channel.
We may receive personal information from a social media platform when you connect through a social media feed, post content, or otherwise interact with us using social media tools. For example, we may receive basic Facebook account information (name, e-mail, gender, birthday, current city, and profile picture URL) through Facebook, or your username, handle, and other available information when you "like" us or send us a "Tweet." Information received this way is treated and used in the same manner and for the same purposes described in this Policy for information we obtain directly through the site.